Get long-term United States Dollar (USD) to Bangladeshi Taka (BDT) exchange rate forecasts from 2025 onward. Access data-driven projections backed by market trends and historical analysis to optimize currency conversion strategies.
USD to BDT Exchange Rate Overview
Latest Forex Rate (July 2025)
- 1 USD = ৳122.7648 BDT
- 30-day average: ৳122.2874 (+0.39% vs current)
- Yesterday’s change: +0.02% (৳122.7460 → ৳122.7648)
Short-Term Forecasts (Next 30 Days)
Today’s Expected Range
- Low: ৳122.5192
- High: ৳123.0103
Tomorrow’s Projection
- Average: ৳122.9489
- Range: ৳122.3351 – ৳123.5627
| Date | Avg Rate | Min Rate | Max Rate |
|---|---|---|---|
| Jul 3, 2025 | ৳122.9489 | ৳122.7030 | ৳123.1948 |
| Jul 4, 2025 | ৳122.8261 | ৳122.5805 | ৳123.0718 |
| … | … | … | … |
Table shows selected daily forecasts – full 30-day data available in next section
Mid-Term Projections (2025-2027)
| Timeframe | Avg Rate | Range |
|---|---|---|
| Next Month | ৳123.1208 | ৳121.8896-124.3520 |
| End of 2025 | ৳123.2558 | ৳122.6395-123.8721 |
| End of 2026 | ৳124.6062 | ৳123.9832-125.2293 |
Long-Term Forecasts (2025-2075)
Decadal Projections
| Year | Avg Rate | Min Rate | Max Rate |
|---|---|---|---|
| 2030 | ৳131.9721 | ৳129.3327 | ৳134.6116 |
| 2040 | ৳151.6145 | ৳144.0338 | ৳159.1952 |
| 2050 | ৳167.5739 | ৳159.1952 | ৳175.9526 |
| 2075 | ৳214.8383 | ৳204.0964 | ৳225.5803 |
Key Trend: Gradual appreciation of USD against BDT with average annual increase of ~2.1%
Currency Comparison
| Metric | USD (United States Dollar) | BDT (Bangladeshi Taka) |
|---|---|---|
| Central Bank | Federal Reserve | Bangladesh Bank |
| Economic Drivers | Global trade, tech sector | Garment exports, remittances |
Conversion Tables
USD → BDT
| USD Amount | BDT Equivalent |
|---|---|
| $1 | ৳122.76 |
| $100 | ৳12,276.48 |
| $10,000 | ৳1,227,647.63 |
BDT → USD
| BDT Amount | USD Equivalent |
|---|---|
| ৳100 | $0.81 |
| ৳10,000 | $81.46 |
| ৳1,000,000 | $8,145.70 |
Forex Market Factors
Key influences on USD/BDT rates:
1. Interest Rate Differentials (Federal Reserve vs Bangladesh Bank policies)
2. Trade Balances (US-Bangladesh trade relations)
3. Remittance Flows (Bangladeshi diaspora contributions)
4. Political Stability in both nations
FAQ Section
Q: What’s the most accurate USD/BDT forecast method?
A: Combining technical analysis (historical trends) with fundamental analysis (economic indicators) yields the most reliable projections. Our models incorporate both approaches.
Q: How often do exchange rates update?
A: Forex markets operate 24/5, with rates fluctuating continuously. Major updates typically occur during overlapping business hours of New York and Dhaka markets.
Q: Should I exchange USD now or wait?
A: Current trends suggest moderate USD strength. For urgent needs, exchange now. For larger amounts (>$10k), consider dollar-cost averaging over 2-3 months.
Q: What was the highest USD/BDT rate in history?
A: The all-time high recorded was ৳126.42 in Q3 2023 during Bangladesh’s balance of payments crisis.
Q: How do Bangladesh’s garment exports affect BDT?
A: As garments constitute 84% of Bangladesh’s exports, strong sales typically strengthen BDT, while slowdowns create depreciation pressure.
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Strategic Recommendations
- Importers (BDT→USD): Hedge 40-60% of exposure when rates dip below ৳122.50
- Exporters (USD→BDT): Consider forward contracts when rates exceed ৳123.50
- Investors: Monitor Bangladesh’s GDP growth (projected 6.8% in 2026) for BDT momentum signals
Note: All forecasts carry inherent uncertainty. Consult a licensed financial advisor before making currency decisions.