Understanding USD to PHP Exchange Rates
The USD to PHP exchange rate represents how many Philippine Pesos you can get for one US Dollar. As of July 2, 2025 (16:15 UTC), the current conversion rate stands at:
1 USD = 56.325 PHP
👉 Track real-time USD/PHP exchange rates
Current Conversion Values
USD to PHP Table
| US Dollars (USD) | Philippine Pesos (PHP) |
|---|---|
| 1 USD | 56.325 PHP |
| 5 USD | 281.63 PHP |
| 10 USD | 563.25 PHP |
| 20 USD | 1,126.50 PHP |
| 50 USD | 2,816.25 PHP |
| 100 USD | 5,632.50 PHP |
| 500 USD | 28,163 PHP |
| 1,000 USD | 56,325 PHP |
PHP to USD Table
| Philippine Pesos (PHP) | US Dollars (USD) |
|---|---|
| 100 PHP | 1.7754 USD |
| 500 PHP | 8.8771 USD |
| 1,000 PHP | 17.754 USD |
| 5,000 PHP | 88.771 USD |
| 10,000 PHP | 177.54 USD |
Historical USD/PHP Performance
Recent Trends (2024-2025)
| Period | High | Low | Average | Change |
|---|---|---|---|---|
| Last 30 Days | ₱57.3070 | ₱55.6400 | ₱56.3650 | +1.18% |
| Last 90 Days | ₱57.5660 | ₱55.3500 | ₱56.2582 | -1.38% |
| 1 Year | ₱59.435 | ₱55.350 | ₱57.404 | -4.24% |
Key observations:
– The highest rate in the past year: 59.435 PHP per USD (December 18, 2024)
– The lowest rate in the past year: 55.350 PHP per USD (May 23, 2025)
– Year-to-date depreciation: -3.25%
How to Convert USD to PHP
Follow these simple steps for currency conversion:
- Check the current exchange rate
- Calculate your desired amount using our conversion tables
- Visit a reputable exchange service or bank
👉 Find the best currency exchange services
Factors Affecting USD/PHP Rates
Several economic factors influence this currency pair:
- Interest Rate Differentials: Changes in US and Philippine central bank policies
- Trade Balances: The flow of goods and services between countries
- Economic Growth: Relative GDP performance
- Political Stability: Government policies and geopolitical events
- Remittance Flows: Overseas Filipino Workers sending money home
Best Practices for Currency Exchange
Timing Your Exchange
- Weekday mornings (GMT) often see higher liquidity
- Avoid weekends when markets are closed
- Monitor economic announcements that might affect rates
Exchange Methods Comparison
| Method | Pros | Cons |
|---|---|---|
| Banks | Secure, regulated | Higher fees, less competitive rates |
| Currency Exchanges | Competitive rates | Varying reliability |
| Online Platforms | Convenient, often best rates | Requires tech savvy |
USD/PHP Conversion FAQs
1. What’s the best time to convert USD to PHP?
The optimal time is usually between 3-4 PM GMT when market liquidity peaks. Weekdays generally offer better rates than weekends.
2. How much is $100 in Philippine Pesos?
As of July 2025, $100 equals approximately 5,632.50 PHP. Always check for current rates before exchanging.
3. Is the USD strengthening or weakening against PHP?
Year-to-date, USD has weakened by 3.25% against PHP. However, over the past decade, USD has appreciated by 20.27% against PHP.
4. Where can I get the best USD/PHP exchange rate?
Compare rates between banks, licensed money changers, and online platforms. Rates vary by institution and transaction size.
5. Why do exchange rates fluctuate?
Currency values change due to economic indicators, interest rate changes, political stability, trade balances, and market speculation.
6. How can I protect against unfavorable rate changes?
Consider forward contracts if exchanging large amounts, or monitor rates regularly for favorable movements.
Long-Term Trends
Over the past 10 years:
– USD has generally strengthened against PHP
– The highest recorded rate was 59.435 PHP/USD in December 2024
– Economic growth in both countries continues to influence the exchange rate
👉 Learn more about currency market trends