Despite a series of legal victories and growing institutional interest, XRP’s price has remained stable, trading around $2.22 as of mid-2025. This stagnation persists even as Ripple’s prolonged legal battle with the U.S. Securities and Exchange Commission (SEC) nears resolution, highlighting a critical disconnect between regulatory progress and market performance.
Why XRP’s Price Stagnates After Legal Wins
Vincent Van Code, a prominent software engineer and XRP community leader, explains that the market may have already priced in favorable legal outcomes. Key developments include:
- July 2023 Ruling: Judge Analisa Torres declared XRP not a security in secondary market trades, sparking a brief rally to $3.40 in early 2025.
- Anticipatory Positioning: Investors accumulated XRP in late 2024 amid political shifts signaling a potential SEC settlement, exhausting upward momentum prematurely.
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The Real Catalyst: Adoption of Ripple’s ODL Service
Van Code stresses that real-world utility—not legal clarity—will drive XRP’s next surge. Key hurdles and timelines:
- Institutional Integration: While partnerships with financial institutions exist, full deployment of Ripple’s On-Demand Liquidity (ODL) service takes 18–24 months post-approval.
- Infrastructure Readiness: Systems supporting large-scale adoption are still under development, with major rollouts expected by Q3 2025.
Projected Timeline for Growth
| Factor | Status | Expected Impact Window |
|---|---|---|
| Legal Clarity | Mostly resolved | Priced in (2024–2025) |
| ODL Adoption | Early-stage integration | August–September 2025 |
| Liquidity Infrastructure | Near completion | Late 2025 |
FAQs: Addressing Key Investor Concerns
Q: Why hasn’t XRP’s price risen post-SEC resolution?
A: Markets anticipated the outcome, with gains realized earlier during accumulation phases.
Q: What will trigger XRP’s next rally?
A: Concrete adoption metrics, such as ODL usage by banks and payment providers, are critical.
Q: Is $2 a support level for XRP?
A: Yes, this reflects a balance between current utility and speculative demand.
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Looking Ahead: A Utility-Driven Future
Van Code predicts a potential rally by late 2025, contingent on:
– Completed institutional integrations.
– Increased transactional demand for XRP as a bridge asset.
While legal wins provided foundational clarity, adoption milestones will dictate XRP’s next chapter. Stakeholders should monitor ODL adoption rates and liquidity pool growth for signals of sustained price movement.
Note: This analysis excludes speculative price targets due to market volatility and unconfirmed adoption timelines.