Your Dedicated Crypto Investment Solution
Investing in cryptocurrencies through a retirement account has never been easier. IRAfi Crypto offers a seamless platform to buy, sell, and trade popular digital assets tax-free, powered by IRA Financial’s expertise in self-directed retirement solutions.
Why Choose IRAfi Crypto?
- Tax-Advantaged Investing: Grow your wealth tax-deferred or tax-free within IRAs, Roth IRAs, Solo 401(k)s, and more.
- Direct Exchange Access: Trade 30+ cryptocurrencies 24/7 via Bitstamp, a regulated exchange since 2011.
- No LLC Required: Manage your investments directly without intermediaries.
- Transparent Pricing: 1% fee per trade, no minimum balance, and $10 minimum trade size.
👉 Start investing with IRAfi Crypto today
What Is IRAfi Crypto?
IRAfi Crypto is a self-directed cryptocurrency trading platform designed exclusively for retirement accounts. Partnered with Bitstamp, it provides:
| Feature | Benefit |
|---|---|
| Real-Time Trading | Execute trades instantly with live pricing and profit/loss tracking. |
| Full Account Control | Act as the authorized representative for your retirement-funded trades. |
| Educational Resources | Access coin-specific guides via integrated links to platforms like CoinMarketCap. |
Supported Account Types:
- Traditional IRAs
- Roth IRAs
- Solo 401(k)s
- HSAs
- Coverdell ESAs
Tax Benefits of Crypto Investing in Retirement Accounts
1. Tax-Free or Tax-Deferred Growth
- Traditional IRAs: Defer taxes until withdrawal.
- Roth IRAs: Qualified distributions are entirely tax-free.
2. No Capital Gains Complexity
- Avoid tracking short-term vs. long-term gains—all trades are tax-neutral within the account.
3. Portfolio Diversification
- Cryptocurrencies offer an uncorrelated asset class to balance traditional holdings like stocks and bonds.
👉 Explore tax-free crypto investing
Security and Trust: IRAfi Crypto + Bitstamp
Institutional-Grade Protection
- Cold Storage: 95% of assets held offline in bank-grade vaults.
- Regulatory Compliance: Fully licensed under NYDFS, adhering to AML/KYC policies.
- Insurance Backing: Custodial insurance covers offline holdings.
Liquidity and Reliability
- Deep Order Books: Minimize slippage with Bitstamp’s high liquidity.
- 24/7 Trading: React to market changes anytime, unlike crypto ETFs limited to stock market hours.
How IRAfi Crypto Stands Out
| Feature | IRAfi Crypto | Traditional Brokerage ETFs |
|---|---|---|
| Direct Ownership | Yes | No (indirect via fund) |
| Trading Hours | 24/7 | Market hours only |
| Fees | 1% per trade | Higher ongoing expense ratios |
Bonus: Limit orders now available for precise trade execution.
Frequently Asked Questions (FAQs)
1. Can I transfer existing crypto into my IRAfi account?
- No. Only cash from retirement accounts can fund the platform. Sell external holdings tax-free and repurchase within IRAfi.
2. Is there a minimum deposit?
- No minimums. Start trading with as little as $10 per trade.
3. Can I use a hardware wallet?
- Not currently, but IRA Financial is developing an IRS-compliant multi-signature cold wallet solution.
4. How are taxes reported?
- While IRA transactions are tax-neutral, consult a tax advisor about IRS Form 1040 disclosures for crypto holdings.
5. What cryptos are supported?
- Major coins like Bitcoin (BTC), Ethereum (ETH), and 30+ others. Full list here.
6. How secure is Bitstamp?
- Rated among the safest exchanges, with offline storage, 2FA, and SSL encryption since 2011.
Get Started Today
IRAfi Crypto combines retirement tax benefits with the flexibility of direct cryptocurrency trading. Whether you’re new to crypto or a seasoned investor, the platform offers tools for every level.
👉 Schedule a free consultation to learn more